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Infinite Banking

Written on January 24, 2012 – 11:02 pm | by Pinay Mommy |

Infinite banking is the capability of loaning from your own life insurance policy without losing money.

Most do know about the usual way of having a loan. You apply, say, in a bank, and depending on your capacity to pay, the bank will only give you a certain maximum loan. Together with that, the interest you have to pay. On a monthly basis you will have to pay including the interest for the duration of the loan. In the end, the bank earns that interest. If you fail to pay on time, the more earnings the bank will have because you will be penalized for a certain fee.

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| Posted in » finances |

MENTORING MINDS: Helping Shape the Next Generation

Written on January 22, 2012 – 11:44 pm | by Pinay Mommy |

Teaching is a profession not everyone can do. More than just teaching lessons found in books, teachers, along with parents, are called to impact young lives. Educators should be able to equip students about how to handle crises outside of those four corners of the classroom. Teachers are expected to teach beyond what are written in books. They should be sensitive to the needs of each child, and successfully handle each one of them.

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| Posted in » online finds |

Going Back to the Corporate World

Written on January 19, 2012 – 7:13 am | by Pinay Mommy |

I am seriously contemplating on whether or not I should get a job this year. I have been working online over the last couple of years, which is actually our bread and butter now. Going back to the corporate world has many advantages, but to be a stay-at-home mom with my online job suits me fine, too. It’s a matter of just making a choice—something that I would not regret later.

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| Posted in » musings |

Air Compressors

Written on January 17, 2012 – 4:38 pm | by Pinay Mommy |

Since the invention of air compressors work has been lighter and even a lot faster. While the tasks can be done manually, just imagine how soon can you pump air in a car’s wheel? It is not even just putting air in but the right amount that will be able to carry the load of the car and the passengers for the wheels to run on the road without taking the flat side of the road.

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| Posted in » home and garden |

Will be Raising a Teenager Soon

Written on January 16, 2012 – 5:51 am | by Pinay Mommy |

As many of you know, I have three kids. I have two girls and one boy. My eldest, Micah Izabel, is already turning 12 years old this March. And with that, I am entering another milestone in parenting which is handling a teenager.

Since I am no expert in parenting, I have many apprehensions about myself. I fear that I will become an epic fail. Though there are a lot of books about how to handle a teenager but theory is relatively different from real life. There is no handbook on how to react on every parenting situation!