Paypal for Philippine Online Entrepreneurs

I have been online for many years now. I was so addicted with the internet. I loved to surf, read and even joining all free “get paid to” programs that I came across with. There were a lot of legitimate and good paying programs (meaning until now they exist and many were paid) back then but I was not able to join or pursue since they only accept Paypal as a way to get paid with your commissions. But for short, I was not able to pursue all those that I have joined because I only accessed the internet through cafes. I have no direct access at home. Those were the times that I started day dreaming about working at home. Most of those that inspired me were foreigners working at there homes but now, even Filipinos are earning too! Well, enough with history!

When I came across the news that Paypal was now accepting members from the Philippines, I was very happy. Pinoys and Pinays (Philippine-based) can now actually send and receive money over the internet and transact business worldwide. By the way, there is no problem when it comes to funding your Paypal account. You can fund it using your credit cards or even debit cards. As for withdrawals, that’s the most excellent news. You can withdraw money (commissions, remittances or payments) using the debit cards offered by one of our leading local banks. Yup! You can now use Unionbank’s EON Cyber Account both to fund and withdraw money. Of course, there are fees of all sorts but for the sake of online transaction efficiency, safety and convenience, it’s worth the take.

How to connect Paypal with your Unionbank EON Account?

1. First you need to have a Paypal Account. If you don’t have one and plans to do business online or has an existing one, I suggest you sign-up here and get a personal account.

2. After signing with Paypal, visit Unionbank’s Official Website to apply for an EON Cyber Account online. The card can be picked-up after 3 to 5 banking days from the branch where you have nominated to get the card. By the way, when you get your card, make sure you bring 2 valid I.D.s with their photocopies and at least 500 to 1000 pesos for initial deposit (though initial deposit is not required). I will explain later why you need to deposit initially. By the way, don’t forget to sign their hardcopy form so that your account will be activated. This again usually takes 3 to 5 banking days for it to be activated but I suggest you put on your beautiful smile and ask if your account can be activated immediately since your going to link it with your Paypal. I got mine activated the next day.

3. When you have your card and have deposited an initial amount, go back to Unionbank’s Official Website to get your EON Cyber Account enrolled to internet banking. After enrolling your account, it takes 48 hours for you to login and start online banking. You can’t skip this one, so you have to wait.

4. When your account is already active, go back to Paypal and add your EON Cyber Account. Paypal will charge you with $1.95 as an Expanded Use Fee (use to verify your accounts real existence and this is the reason why you need to have an initial deposit). After 5 banking days (since the day you added the card to your Paypal Account), call Unionbank Toll Free Customer Service Number (1-800-1888-2277) to get your Expanded Use Number.

5. Once you acquired the Expanded Use Number, login to your Paypal account and continue with your EON Account registration (adding or enrolling your card). Now that your added and completely verified by Paypal, your sending and withdrawal limits will be lifted. And now, you won’t be having a problem when it comes to withdrawing your money. You can withdraw your money through Unionbank ATM (highly recommended since there will be no withdrawal charge).

Now, you are geared for an online business or personal transaction even if you are based in thePhilippines.

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  1. paglaum says:

    Is paypal available even to all other banks aside from union??? The last time I check it, its only available for payment purposes and not for receiving.

    Can you make an informative ebook maybe to give complete instruction on how to connect the paypal account to bank account???

    please email me:


  2. Lalaine says:

    THanks! THis is helpful, I didn’t know that I can apply for Paypal using Eon. I already have an Eon cyber account,just need to apply for Paypal then..hmmm..this is good! 🙂

  3. pinaymommy says:

    hello paglaum! thanks for visiting my blog. as of now, paypal is accepting (funding and withdrawals) unionbank eon account only. as for payment & receiving, that are the basic feature of an individual account. to send, receive and withdraw, you have to be a premier member (which is good for start-up business people).

    i wish i could write but as of now, i am still working. i don’t have enough time. thanks for suggesting anyway. i will put that in mind.

    hello lalaine! my very first friend in blogging! you are one of the people that inspired me to blog. thanks that God gave us the opportunity to meet again (online nga lang). by the way, apply through me na lang…hehehe…

    thanks again. God bless!

  4. Paglaum says:

    Ay ganun!!!! Pano kung walang unionbank dito???? Huhuhu…
    Ibig sabihin hindi pa rin magagamit ang paypal ko….

    Thanks for the info by the way.:))
    Hey, did you check my sites??? Leave ka rin ng mga comment… Thanks!!!

    Nice to hear from you.:))


  5. sonic17 says:

    I’m trying to break into professional (aka “paid”) blogging and I found your article very helpful. In fact, I printed out a hard copy just so I can read it anytime I want, even during power failures!

    A lot of sites that pay bloggers do so through Paypal kasi. Hence, my application for an EON account.

    Anyway, thanks again and more power to your site!

  6. »-(¯`v´¯)--»???ChElle???«-(¯`v´¯)--« says:

    hi sis! I’m interested to start the paid blogging thingy but I really dont know how to start. I want to try the payperpost and a blogger friend told me that I have to apply for EON visa electron it the same thing as the eon cyber acct? or pwede din sa peyperpost yung eon cyber acct? hope you can help me sis. I’m just starting pa ako masyadong idea about it. thanks!

  7. Dondi Tiples says:

    Thanks for answering my question. God bless you!

  8. Jena Isle says:

    That was very useful Ruby, Thanks a lot. I have been meaning to ask. Can you make also a post about those legitimate sites where we can make money?

    Thanks and more power.

  9. Gel says:

    Can we also use Unionbank e-wallet for Paypal? I hope you can enlighten me on this. Thanks!

  10. Mommy Ruby says:

    hello GEL!

    thanks for that wonderful question. yes, you can use unionbank’s ewallet at paypal. please check here for more info:

  11. chris says:

    i have a question, is it okay if the paypal account is under my name and the UnionBank EON account is under my hubby’s name? Hope to hear from you mommy Ruby…

  12. john says:

    mam rubz…this is very helpful..I have been wondering how I could get my paypal account verified. You have really helped me..

  13. Tony White says:

    Not having access to Paypal is a real setback for people working online.

    I’m sure this news had made many in phillipines DANCE 😉 . An end to lots of headaches lol. Now u can see the hard cash and party.

    Tony White

  14. Ruby, thanks. It’s such a good help. 🙂

  15. thenetpreneur says:

    This is very helpful tips really. Thanks for the very detailed instructions as to how to get EON and Paypal together.

    I will add you site to my Resource Links at for easy reference and use.

    My websites were just up and running last June 7, 2009 and your blogs is just as important as to my site’s long journey to make some earning on world wide web.

  16. Jasmin says:

    yay! thanks dito Ate Ruby! naconnect ko din sa wakas ang EON ko with my paypal.

  17. imjanacole says:

    What are the requirements to have a pay-pal?

  18. Mecheel says:

    Thanks for this article mommy, I am a little bit exploring the paypal and online banking too. This is indeed helpful for so many newbie in the blogger world. =)

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