• Finance,  Technology

    Managing My Finances Got Easier with GCash

    History with GCash It’s been a while since I have been toying with the idea of the convenience of having a digital mobile wallet. It was not until 2010 that I was introduced to GCash. At first, I decided to avail of a GCash account so that I can get a personalized GCash physical card. The idea of paying and buying anything via mobile was exciting, but withdrawing money using a personalized physical card was even more. Besides, the use of the GCash system wasn’t that rampant during that time. New Life with GCash Early last year, January of 2017, I have decided to get another GCash account with my…

  • Finance,  Parenting

    How to Teach Your Kids About the True Value of Money

    Do you ever find yourself wishing your parents had taught you more about managing your money, or there had been lessons at school? Having the right financial skills in your arsenal for life is very important, and even now it’s not something that gets taught at school. However, from your own life experiences, you are in a great situation to give your kids such skills. You’ll also help yourself in the bargain. Not too many years ago, during the mortgage crisis of 2007, millions of people lost their homes, and are even now still trying to recover. Many young people enter adulthood with student loans around their necks. It’s your…

  • Events,  Finance

    A Call to #LiveBrighter with Sun Life Financial

    It was two years ago that I posted about Davao celebrating financial freedom with Sun Life. Piolo Pascual and his son Inigo was there to have a mini-concert as a part of the “#LiveFreePH Freedom Tour,” a financial freedom rally sponsored by Sun Life. To be honest, I wished I was there. Learning about financial freedom from Sun Life and having Piolo Pascual is an event definitely worth going. When my friend invited me to a Sun Life’s #LiveBrighter Forum, I was all giddy as I am expecting any of the Sun Life ambassadors as guests, but I was wrong. They invited people who have truly lived the brighter life…

  • Finance

    Difference Between Debt Financing And Equity Financing

    Debt financing pertains to the methods of borrowing money such as loans from any bank or financial institution. Borrower would later use this money to fund businesses or investment. When applying for a business loan, good credit history and solid financials are required. A collateral service may also be needed for larger loans. Debt financing might be easy to acquire, but if you miss your payments, you are likely to incur loses through high interest rates. In some cases, borrower can end up bankrupt and unable to recover loses. People usually confuse equity financing with debt financing. Equity financing means that you are issuing additional shares of your common stocks…