Raising a family is hard work. It will take a lot of time, effort, and money to get things going. For some, both parents go to work. For some, they choose family first, especially when raising small children. With today’s economy, surviving in a single-income household has been proven difficult for many Filipino families. Single-Income Household Struggles This is Joan, a married 23 years-old mom of two from Cagayan de Oro City. She used to have work but decided to stay-at-home to take care of her children. Humans of Cagayan de Oro – Joan at Seven Seas Waterpark Here is what Mommy Joan said when I asked her about financial…

Most people expect that when you are single you will have enough savings tucked away in the bank. Since you have no family to feed, they always think that you can always put away an amount of your salary. But as Filipinos, this is not always the case. Most single Filipino men and women are filial children. They want to try to help their families as much as they can. Single with No Savings This is the story of Janine, a 23-year-old single woman from Cagayan de Oro City. She is the middle child with an elder brother and a younger sister. She is a teacher in a private school.…

For average Filipino families, it seems that most are not really ready for unexpected events in life. Emotionally, I know we will never be ready but for finances, they say, it can be prepared. But for me, personally, I think I am not ready to handle unexpected events… be it health problems or disastrous circumstances. I tried to be but as of now, I think I am not there yet but I am still willing to learn and re-learn things on how I can be financially ready. Disaster Strikes Unexpectedly In life, accidents or disastrous events usually catch as redhanded. This is the story of Jenny, a single mom and…