• Finance,  Musings,  Transportation

    Factors that Determine You Car Insurance Premium

    Owning a car can be quite costly. You have to load it with fuel, take care of repairs and maintenance, renew its registration annually and of course, have it insured. The thing about the costs of owning a car is that you cannot entirely forgo one or the other. You can’t go anywhere and your car is rendered useless if you don’t fill it up with gas, you can’t use your car to its full potential if it doesn’t undergo routine maintenance and you can’t run your car if it isn’t insured. Car insurance is something that takes its toll on the budget of car owners because sometimes the premium…

  • Finance,  Musings,  Transportation

    What to Keep in Mind When Buying Car Insurance

    What is car insurance and why should you get one? If you own a car or are planning on buying a car, it’s important that you have your car insured for the simple reason that insurance would protect you and your family in case something happens to the car or while you are using the car. We all know that driving a car or being a passenger in one puts us at a risk. We can’t always be too sure of what lies ahead for us when we’re on the road. It may or may not be of our own volition but at any rate, it pays to be prepared.…