• Finance

    Get a Debt-Free Life!

    Once in awhile over YM, my friend and I talked about our current financial situation. We also talked about how our debts have affected our lifestyle. Thought sometimes we want to self indulge in simple pleasures in life, we got ourselves tied to the leash because we have too many accountabilities to settle. Sometimes, it’s really hard to get out of debt especially if it involves compounded interest. In my mother’s term, she calls it paying on-time without deducting. You pay debts on-time but it ‘s seems its not getting lower because of the interest that charges on a monthly basis based from the principal and interest gained the other…

  • Finance

    Availed Debt Consolidation

    Last Monday, I received a letter from one of the credit card companies that I owe to. Since, my payments were delayed they have asked me for a full payment of my due. I was really sad about this since I have no money to pay it all in full but when I read the second letter, they were giving me a debt consolidation offer. All I had to do was to call their local credit department here in our city and settle the issue. Since Monday was a holiday, I was able to make the call just yesterday and guess what! I got my credit card dues consolidated. I…