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YNAB (You Need a Budget) Personal Budgeting Software encourages following four rules. These rules are 1) stop living paycheck to paycheck, 2) give every dollar a job, 3) prepare for rain and 4) roll with the punches. These rules and the use of the budgeting software have helped hundreds of individuals and families to get hold of their finances and live a more comfortable life. Many have given out their testimonies in praise for this budgeting software.
Anyway, I am enrolling myself to their FREE Budgeting Course. I believe this can help me ease my financial troubles and later consider buying this budget software. If your interested, you can check out their site at www.youneedabudget.com.