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When I was still working, it was not that easy to get a payday loan in terms of time. You fill up a form, submit it to the head office and wait for weeks and sometimes even a month to get an approval. But it was very fascinating to know that at www.apexpaydayloans.com, you can get a payday loan up to $1500 easily just by applying at their site in a few minutes. There is no need of faxing documents or waiting for weeks to get the money. Once you qualify, you get the money directly into the bank account you specify. But remember, you must be 18 years old and above, with a proof of steady income and of course from the US.