Anyway, credit cards has its pros and cons. It you are a savvy financial expert and can control your expenditure, then it is good for you but if you’re the opposite, for the love of life, please don’t own one!
Speaking for credit cards, not all of them are the same. They have different rates and extra features. Some has rebates in a form of cash and some in a form of points where you can exchange with great items, travel packages, discounts and many more. So, if you want to own one, it is best to compare credit cards before applying for one. Make sure you own one that can help you in many ways.
As for me, the best credit cards are those with low interest rates and late payment fees. I believe they are the most flexible ones and are the best to keep!